Key Features

• You can optimize your investments with the help of our ‘automatic trigger based’ investment strategy. We help you build your savings systematically while securing the earnings on your investment through an automatic transfer in relatively safe funds that give consistent returns
• You may pay your premium(s) either regularly or for a limited period of time or through a single payment
• The plan offers a life cover in case of the life assured’s untimely demise
• Access your money in case of any financial emergency through partial withdrawals
• Under Section 80(C) you can enjoy Tax Benefits on the premium that you invest. You also get tax benefits on the benefits that you receive on maturity of your plan,

Benefits

• Tax Benefits:

Enjoy tax benefits on the premium you invest under Section 80C of Income Tax Act, 1961. Your family members also get benefits without any applicable Tax, in case of demise of the life assured under Section 10(10) D of Income Tax Act, 1961.

• Death Benefit:

In the untimely event of the life assured’s demise while the plan is in force or from the due date of first unpaid premium till the expiry of the grace period the Nominee/Appointee/Legal Heir, as the case may be, will receive a lump sum amount. The lump sum amount would be either the fund value or sum assured, whichever is higher. The amount will be paid out to the appointee, if the nominee is a minor. However, at any point of time, the death benefit will not be less than 105% of the total premiums paid during the plan term.

• Maturity Benefit:

On maturity, you may choose to - Receive the entire fund value as a lump sum payment - Postpone/ re-schedule your maturity payment through the ‘Settlement Option