Key Features

• Plan your future needs by deciding exactly when you need the assured amount - anytime between 15 – 25 years
• Ensure your prosperity with the assurance of a guaranteed maturity amount (sum assured) along with the bonus, if any
• We prosper only if you prosper. We will share terminal bonus, if any, at the end of the plan term
• Accumulate your savings systematically, through regular premium contributions based on your income and needs
• The plan offers a death benefit equal to the sum assured in case of the life assured’s untimely demise. Enhance your life cover through IndiaFirst Term Rider offered under the plan

Benefits

• Tax Benefits:

Enjoy tax benefits on the premium you invest under Section 80C of Income Tax Act, 1961. Your family members also get benefits without any applicable Tax, in case of demise of the life assured under Section 10(10) D of Income Tax Act, 1961.

• Death Benefit:

A lump sum amount will be paid to the nominee/ appointee / legal heir in the untimely event of the Life Assured’s demise. The death benefit payable at any point of time shall not be less than 105% of the total premiums paid. In case you have opted for IndiaFirst Term Rider on inception an additional sum assured, as mentioned above, will also be payable to the Nominee/ Appointee/ Legal Heir. However, the additional death sum assured cannot be more than the sum assured under the Plan

• Maturity Benefit:

The guaranteed sum assured on maturity along with the simple reversionary bonus and terminal bonus, if any is paid at the end of the plan term