Wealth Gain Plan

Wealth Gain Insurance Plan, a ULP comprehensive financial solution that gives your life cover and helps build wealth over the long term to ensure that you and your family fulfil all your aspirations. Plus it comes with a waiver of premium on disability cover that ensures financial security for your dreams. With Wealth Gain Plan, you can decide how much you want to pay and for how long you want to stay covered

Key Features

  • Build wealth with the flexibility of paying premiums monthly or annually
  • Secure your family with life cover and get waiver of premium on disability
  • Guaranteed loyalty additions to boost your investments
  • Flexibility to invest as per your risk appetite and switch between funds


  • Maturity Benefit
Maturity benefit is equal to the fund value including total guaranteed loyalty additions in your investment account on the date of maturity provided the policy is in force. Once the maturity benefit is paid out, the plan terminates.
  • Death Benefit
In case of death of insured person during the policy term provided the policy is in force, the Death Benefit will be paid to the beneficiary. Death Benefit payable shall be higher of:
  • Death Sum Assured
  • Fund Value or
  • 105% of the Total Premiums Paid
  • Tax benefit
Tax benefits are subject to conditions specified under section 10(10D) and section 80C of the Income-tax Act, 1961. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant. Service Tax & Cess, as applicable shall be levied over and above premium amount shown here as per applicable tax laws.

Am I eligible?

ENTRY AGE 5 years 60 years
AGE OF MATURITY 18 years 74 years
POLICY TERM 10/15/20 years
PREMIUM PAYMENT TERM For ages below 50 years: 5 / 10 / 15/ 20 years for
age 50 years and above: 10 / 15/ 20 years
PAYMENT MODE Yearly and Monthly

What if?

I am to unable to pay premium

  • Grace period of 30 days will be provided and you should pay the premium with in the specified time period.

I want to take a loan

  • No Such option is available under this policy