iSurance Online Term

This is an online term plan, that will help your loved ones, when you are not around.

Key Features

  • Accidental death benefit will be provided
  • Hassle-free online buying
  • Discount for high sum assured


  • Death Benefit
In case of unfortunate death, highest of the following three will be paid:
  • a.Guaranteed Sum Assured on maturity (Maturity Sum Assured)
  • b.10 times of annualized premium (excluding extra underwriting premium)
  • c.105% of all premiums paid (excluding extra underwriting premiums)
  • d.Basic Sum Assured (An absolute amount of 10 times premium, including extra underwriting premiums)
  • Tax benefit
Tax benefits are subject to conditions specified under section 10(10D) and section 80C of the Income-tax Act, 1961. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant. Service Tax & Cess, as applicable shall be levied over and above premium amount shown here as per applicable tax laws.

Am I eligible?

ENTRY AGE 18 years 50 years
POLICY TERM 10 years 25 years
PREMIUM PAYMENT TERM Same as policy term

What if?

I am to unable to pay premium

  • Grace period of 30 days will be provided and you should pay the premium with in the specified time period.

I want to take a loan

  • Such option is available under this policy