Key Features

• Pay only for the first 7 years of the policy
• Get life cover to protect your family for 14 years.
• Enjoy guaranteed benefits irrespective of market conditions
• Choose to receive your benefits as a lump sum or as regular income basis

Benefits

• Maturity Benefit

Poli/cyholder will receive Maturity sum assured (MSA) on survival till maturity. This is defined as a percentage of the total annualized premiums payable and depends on the age at entry of the insured and the premium amount. On this payment, the policy shall terminate and all rights, benefits and interests under the policy shall stand extinguished. Maturity benefit is equal to Maturity Sum Assured.

• Death Benefit

On death of the insured person, provided the policy is in force and all due premiums have been paid in full, the beneficiary would be paid the Death Benefit. Once a death claim is paid, the policy will be terminated. Death Sum Assured is highest of: Guaranteed Sum Assured on maturity (Maturity Sum Assured) 10 times of Annualized Premium, 105% of all Premiums paid as on the date of death, Any absolute amount assured to be paid on death which is Basic Sum assured.

• Tax benefit

Tax benefits are subject to conditions specified under section 10(10D) and section 80C of the Income-tax Act, 1961. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant. Service Tax & Cess, as applicable shall be levied over and above premium amount shown here as per applicable tax laws.

Am I eligible?

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PARAMETER	MINIMUM	MAXIMUM
ENTRY AGE	10 years	55 years
MATURITY AGE	-	69 years
POLICY TERM	14 years
PREMIUM PAYMENT PERIOD	7 years
PAYMENT MODE	Yearly
PREMIUM	Rs.35,000	No limit

What if?

I am to unable to pay premium

• Grace period of 30 days will be provided and you should pay the premium with in the specified time period.

I want to take a loan

• Such option is available under this policy