HDFC Life Click 2 Protect Plus

A simple plan to get comprehensive protection to your family from the uncertainties life throw on you. It is a perfect plan to your protection needs. A term plan is one which gives only death benefits and does not provide any benefits on the survival of the policy holder till the end of the policy term.

Key Features

  • Financial coverage at affordable cost
  • Reduced premium for non-tobacco users

Benefits

  • Maturity benefit
No maturity benefit is available on this policy.
  • Death benefit
  • Single payment option, Highest of sum assured or 125% of premium.
  • Other payment options, Highest of sum assured or 10 times the annualized premium or 105% of premiums paid.
  • Am I eligible?

    PARAMETER MINIMUM MAXIMUM
    ENTRY AGE 18 65
    POLICY TERM 10 40
    AGE OF MATURITY - 75
    SUM ASSURED 25,00,000 NO LIMIT
    PREMIUM PAYEMENT TERM SINGLE, LIMITED, REGULAR
    PAYMENT TERMS ANNUAL, SEMI-ANNUAL, MONTHLY, SINGLE

    What if?

    • I am unable to pay on time
    A grace period is provided based on the payment frequency. The policy is continued if you make the payment within the time period else the policy is lapsed.
    • I surrender the policy
  • Single payment, Part of the payment is returned as benefit
  • Other payment, The policy will be lapsed
    • I wish to take a loan
    Loan options are not available in this policy.

    Exclusions

    • Death benefit
    If the life assured commits suicide then the money returned will be the amount of the premiums paid.
    • Accident benefit
  • Illness due to criminal activity
  • Illness due to consumption of alcohol
  • If death occurs 180 days after the accident