Key Features

• Limited premium payment endowment plan
• Enjoy regular income for period of 8 to 15 years after premium payment term
• Total Guaranteed Benefits of 100% to 120% of the Sum Assured
• No medical tests necessary for this plan

Benefits

• Maturity benefit

At the end of the Policy tenure, the Sum assured, accrued, interim and terminal bonus if any would be paid as Maturity Benefit and the policy would terminate.

• Death benefit

In case of death of the Life Insured within the Policy Tenure, the nominee gets the higher of: Sum Assured on Death + Accrued Reversionary Bonus + Interim Bonus (if any) ,105% of the premiums paid till date as Death Benefit and the policy would be terminated.

Am I eligible?

PARAMETER	MINIMUM	MAXIMUM
ENTRY AGE	2	49
POLICY TERM	16	27
AGE OF MATURITY	18	75
SUM ASSURED	1,28,337	NO LIMIT
PREMIUM PAYEMENT TERM	12
PAYMENT TERMS	ANNUAL, HALF-YEARLY, QUARTERLY, MONTHLY

What if?

• I am unable to pay on time

If the policy holder stops paying the premium, then all benefits of the policy will stop after the grace period ends. The policy can be reinstated within 2 policy years from the date of discontinuance after paying all the unpaid premiums.

• I stop the payment

If minimum of 2 years premium is paid for a policy, then the policy is converted to paid up else the policy is lapsed.

• I wish to take a loan

If policy has acquired surrender value a loan amount of up to 80% of the available surrender value of the policy is available.

Exclusions

• In case of death due to suicide, within 12 months

From date of commencement of risk of the of the policy, the nominee of the policyholder hall be entitled to 80% of the premiums paid, provided the s policy is in force

From the date of revival of the policy, the nominee of the policyholder shall be entitled to the amount which is higher of 80% of the premiums paid till date of death or the surrender value as available on the date of death