Key Features

• Flexible and steady way for enhancing wealth.
• Flexible fund options including special fund, managed fund.
• Flexibility of paying for cover by a single premium and top ups to enhance wealth further.
• High flexibility with features such as switching, increase in sum assured.

Benefits

• Maturity Benefit:

Fund value is payable on survival of life assured till the end of policy term.

• Tax Benefit

The Premium(s) paid by you are eligible for tax benefit available under the provisions of Section(s) 80C, 80 CCC (1), 80D, 10(10D) as applicable.

• Death Benefit

1) Higher of Fund Value (including top-up fund value)
2) OR Sum Assured (including top-up sum assured) less all partial withdrawals, subject to minimum of 105% of total premiums paid (including top up premium)

Am I eligible?

PARAMETER	MINIMUM	MAXIMUM
ENTRY AGE	5 years	65 years
AGE OF MATURITY	18 years	75 years
BASIC PREMIUM	Rs.75,000	No limit
POLICY TERM	For age of entry below 45 years: 10/15/20 years For age of entry 45 years and above: 10 years
PREMIUM PAYMENT TERM	Single pay
PAYMENT MODES	Single Payment

What if?

I am unable to pay the premium

• Grace period is of 30 days. The policy will remain in force during the grace period.If any premium remains unpaid at the end of the grace period, the policy shall lapse.

I stop the payment

• On the completion of the grace period the policy will get lapsed and the benefits cannot be claimed on the death of the life insured.

I want to take a loan

• Loan options are not available for this policy