Edelwiss Tokio Life –Milestones Plan

Milestones plan is an endowment plan with cash back at regular intervals catering to the need of wealth accumulation. Watch yourself cross one personal milestone after another with your money growing consistently.

Key Features

  • Regular cash back at pre-determined policy years to take care of your short term needs.
  • Additional benefit in the form of reversionary bonus declared every year.
  • Choice of various policy terms and thus cash back intervals are made available to suit your need.
  • Discounts on premiums for higher Sum Assured.
  • Make your cover more comprehensive by adding various riders.


  • Maturity Benefit:
On survival of the Life Assured till maturity, total of the following becomes payable in lump sum:
40% of Sum Assured plus accrued bonuses declared till maturity
  • Tax Benefit
The Premium(s) paid by you are eligible for tax benefit available under the provisions of Section(s) 80C, 80 CCC (1), 80D, 10(10D) as applicable.
  • Death Benefit
On death of the life Assured during the policy term, total of the following becomes payable in lump sum: 100% of Sum Assured, irrespective of survival benefits already paid plus accrued bonuses declared till death.

Am I eligible?

ENTRY AGE 12 years 40 years
AGE OF MATURITY - 60 years
SUM ASSURED (On Death) RS.2,50,000 No Limit
POLICY TERM 16 years 30 years
PREMIUM PAYMENT TERM 12/16/20/24 Years
PAYMENT MODES Monthly, Quarterly, Semi-Annually and Annually


  • Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider (UIN: 147B001V02)
  • Edelweiss Tokio Life - Accidental Death Benefit Rider (UIN: 147B002V02)
  • Edelweiss Tokio Life - Waiver of Premium Rider (UIN: 147B003V02)
  • Edelweiss Tokio Life - Term Rider (UIN: 147B004V02)
  • Edelweiss Tokio Life - Critical Illness Rider (UIN: 147B005V02)
  • Edelweiss Tokio Life - Payor Waiver Benefit Rider (UIN: 147B014V02)

What if?

I am unable to pay the premium

  • Grace period is of 30 days. The policy will remain in force during the grace period.If any premium remains unpaid at the end of the grace period, the policy shall lapse.

I stop the payment

  • On the completion of the grace period the policy will get lapsed and the benefits cannot be claimed on the death of the life insured.

I want to take a loan

  • Loan options are not available for this policy