Key Features

• Get double protection against unforeseen events

a. Lump sum amount on pre-mature death provides a readjustment cushion to the family
b. Maturity benefit protected even when the life insured is no more.

• Get additional benefits through Bonus which continues to accrue till maturity even in case of death of life insured during the term.
• Various payout plans on maturity to allow you to plan the benefits as per your requirements. Flexibility is provided to change the plan in case the requirements undergo a change in future.
• Multiple options of policy term and premium paying term to suit your requirements.

Benefits

• Maturity Benefit:

On survival of Life Assured till maturity, company pays:
Sum Assured plus accrued bonuses

• Tax Benefit

The Premium(s) paid by you are eligible for tax benefit available under the provisions of Section(s) 80C, 80 CCC (1), 80D, 10(10D) as applicable

• Death Benefit

Sum Assured will be payable immediately to Nominee/Legal heir
1) Waiver of all future premiums
2) Reversionary Bonus continues to be accrued till maturity
3) Policy continue till maturity date and Maturity Benefit (Sum Assured plus accrued bonuses) will be paid at maturity to beneficiary/nominee

Am I eligible?

PARAMETER	MINIMUM	MAXIMUM
ENTRY AGE	18 years	45 years
AGE OF MATURITY	-	60 years
SUM ASSURED	Rs.2,25,000	No Limit
POLICY TERM	10 years	30 years
PREMIUM PAYMENT TERM	Regular pay
PAYMENT MODES	Yearly, Half-yearly, Quarterly and Monthly

Riders

The customer has an option of availing the following Rider benefits:

• Edelweiss Tokio Life - Accidental Death Benefit Rider (UIN: 147B002V02)
• Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider (UIN: 147B001V02)
• Edelweiss Tokio Life - Term Rider (UIN: 147B004V02)
• Edelweiss Tokio Life - Critical Illness Rider (UIN: 147B005V02)
• Edelweiss Tokio Life - Waiver of Premium Rider (UIN: 147B003V02)
• Edelweiss Tokio Life - Hospital Cash Benefit Rider (UIN: 147B006V02) (available with regular pay only)
• Edelweiss Tokio Life - Payor Waiver Benefit Rider (UIN: 147B014V02)

Rider sum assured cannot exceed the base sum assured. Total rider premium cannot exceed 30% of the base product’s premium.

What if?

I am unable to pay the premium

• Grace period is of 30 days. The policy will remain in force during the grace period.If any premium remains unpaid at the end of the grace period, the policy shall lapse.

I stop the payment

• On the completion of the grace period the policy will get lapsed and the benefits cannot be claimed on the death of the life insured.

I want to take a loan

• Policy loan is available for this product.