Edelweiss Tokio Life –Criticare+

Edelweiss Tokio Life - CritiCare + is a critical illness plan which covers 17 Critical Illnesses. It provides a lump sum benefit on the diagnosis of a Critical Illness that is predefined in the plan. While you may be having an individual health insurance plan or a health insurance cover provided by your organization, it may not be sufficient. Unlike health insurance plans, the money can be claimed on diagnosis. No submission of hospitalization bills is mandatory.

Key Features

  • Life Assured can claim for any one out of the 17 listed critical illnesses. A lump sum benefit equal to the sum assured will be payable on survival of the life assured for minimum 28 days from the date of confirmed diagnosis.
  • Claim upto 3 times and get waiver of premium after first claim on occurrence of a critical illness.
  • Simplified benefit design for better understanding of the product
  • For Multiclaim option; get waiver of future premiums on occurrence of first claim and stay protected for the remaining term of the policy


  • Maturity Benefit:
No Maturity benefit is available.
  • Tax Benefit
The Premium(s) paid by you are eligible for tax benefit available under the provisions of Section(s) 80C, 80 CCC (1), 80D, 10(10D) as applicable.
  • Death Benefit
No benefit is payable.

Am I eligible?

ENTRY AGE 18 years 65 years
AGE OF MATURITY - 70 years
SUM ASSURED Rs.5,00,000 Rs.1,00,00,000
POLICY TERM 5 years 30 years

What if?

I am unable to pay the premium

  • Grace period is of 30 days. The policy will remain in force during the grace period.If any premium remains unpaid at the end of the grace period, the policy shall lapse.

I stop the payment

  • On the completion of the grace period the policy will get lapsed and the benefits cannot be claimed on the death of the life insured.

I want to take a loan

  • Loan options are not available for this policy