Cash Income Plan

Edelweiss Tokio Life –CashIncome plan is a guaranteed plan that first gives you regular, increasing and tax free income for 20 years & then pays you a lump sum amount twice in the policy.

Key Features

  • Simplified product structure with guaranteed benefits.
  • Pay premium for 20 years and get protection benefits till 100 years of age.
  • Life cover increases in the first 40 policy years.
  • Assured monthly money-back from 21 policy year till 40th policy year.
  • A guaranteed lump-sum benefit at the end of 40 policy year.


  • Maturity Benefit:
Lump-sum equal to 100% Sum Assured is payable on survival of life assured till maturity i.e. 100 years of age last birthday.
  • Tax Benefit
The Premium(s) paid by you are eligible for tax benefit available under the provisions of Section(s) 80C, 80 CCC (1), 80D, 10(10D) as applicable
  • Death Benefit
1) On death of the life assured during the policy term, company pays death sum assured.
2) Death Sum Assured increases at a simple rate of 6% p.a of initial sum assured from 2nd policy year till 40th policy year. From 41st policy year till end of policy term, Death Sum Assured would be equal to 200% of sum assured.

Am I eligible?

ENTRY AGE 91 days 50 years
AGE OF MATURITY - 100 years
SUM ASSURED Rs.2,65,000 No Limit
POLICY TERM 100 minus age at entry
PAYMENT MODES Yearly, Half-yearly and Monthly

What if?

I am unable to pay the premium

  • Grace period is of 30 days. The policy will remain in force during the grace period.If any premium remains unpaid at the end of the grace period, the policy shall lapse.

I stop the payment

  • On the completion of the grace period the policy will get lapsed and the benefits cannot be claimed on the death of the life insured.

I want to take a loan

  • Policy loan is available for this product.