Cash Flow Protection Plus

Edelweiss Tokio Life –CashFlow Protection Plus is an endowment plan that enables you to sustain current standard of living and have a regular tax free flow of income till his/her demise. A long and happy life is something that you have always wished for. This can only be possible with a healthy cash flow; long after your productive years.

Key Features

  • Get guaranteed income and avail protection till age of 100 years.
  • Get a lump-sum at the end of premium payment term through reversionary bonus.
  • Limited payment periods allow you to pay from your present income for your future needs.
  • Get discounts for higher Sum Assured on Maturity
  • Option to make your cover more comprehensive through riders.


  • Maturity Benefit:
On survival of Life Assured till maturity, company pays:
Higher of Sum Assured on Maturity or 105% of total annualized premiums paid. In certain cases, terminal bonus may be payable along with the maturity benefit.
  • Tax Benefit
The Premium(s) paid by you are eligible for tax benefit available under the provisions of Section(s) 80C, 80 CCC (1), 80D, 10(10D) as applicable
  • Death Benefit
On death of life assured during the policy term, company pays Death Benefit as:
Sum Assured on Death + Accrued reversionary bonuses, if not already paid, where Sum Assured on Death will be higher of 11 times of annualized premium or minimum Sum Assured on Maturity.

Am I eligible?

ENTRY AGE 91 days 55 years
AGE OF MATURITY - 100 years
SUM ASSURED Rs.2,00,000 No Limit
PREMIUM PAYMENT TERM 10/15/20/25 years
POLICY TERM 100 minus age at entry
PAYMENT MODES Yearly, Half-yearly and Monthly


The customer has an option of availing the following Rider benefits:
  • Edelweiss Tokio Life - Accidental Death Benefit Rider (UIN: 147B002V02)
  • Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider (UIN: 147B001V02)
  • Edelweiss Tokio Life - Term Rider (UIN: 147B004V02)
  • Edelweiss Tokio Life - Critical Illness Rider (UIN: 147B005V02)
  • Edelweiss Tokio Life - Waiver of Premium Rider (UIN: 147B003V02)
  • Edelweiss Tokio Life - Payor Waiver Benefit Rider (UIN: 147B014V02)

What if?

I am unable to pay the premium

  • Grace period is of 30 days. The policy will remain in force during the grace period.If any premium remains unpaid at the end of the grace period, the policy shall lapse.

I stop the payment

  • On the completion of the grace period the policy will get lapsed and the benefits cannot be claimed on the death of the life insured.

I want to take a loan

  • Policy loan is available for this product