All the add-on covers Click Here.
Personal Accident Cover:
Provides financial assistance to owner-driver in case they suffer from an injury or permanent or partial disability or death during an accident while driving their car. Personal Accident cover can be purchased along with Third-Party Vehicle Insurance. This type of cover is compulsory since the accidents in the congested traffic roads are truly possible these days. This also helps to cushion up the insurance and safety toward us especially for people who struggle with low income. Buying personal accident cover provides various advantages for us.
Some of the advantages are:
- Financial assistance to the insured and also to the family members in case of permanent disability.
- Financial assistance to the insured for hospital bills.
- Family security.
- A substantial amount of coverage.
What is not covered under Personal Accident Cover?
- Compensation for more than one clause for the same period of disability.
- Compensation for any kind of suicide.
- Radiations
- War
Also like driver cover and passenger cover, Personal accident cover is most important where it is a primary cover that is needed to be included in our regular insurance. For example, you go on a highway and you met with an accident where a big truck hit the car on the driver’s side. The possibility is near death and also loss of any organ. These situations cannot be avoided and here the PA Cover becomes important and a necessary one.
There are several steps to be followed to claim the Personal Accident Cover after an Accident. Those steps should be correctly followed for a hassle-free claim.
