There are 2 types of insurance policies available in the bike insurance market. The first is a comprehensive insurance policy and the other is a liability only policy. A comprehensive insurance policy is NOT mandatory as per laws, but it is always recommended to purchase a comprehensive insurance policy, as it would cover any liability cost that arises due to the damage made by your bike to a third party by way of accident and also it would cover the damages made to your own vehicle parts due to some accident or disaster. A comprehensive insurance policy would pay you in case if your bike has been stolen or it has been completely damaged in some disaster or accident, there by reducing the financial burden on you which you have to bear otherwise.
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