Anything can happen to a car. Any disasters, dangerous mishaps, unfortunate incidents, accidents which are presumably unpredictable. To avoid these dangers we ensure that we have provided our car with a safety shield and that is by getting insurance. People, these days are advanced as well as tend to eagerly breach other things which we commonly name them thieves. By fearing them we, of course, cannot stop buying our vehicles. And so to protect those costly vehicles we buy Car Insurance.
But we are not aware that the personal belongings in the car get stolen too. Shocking right! Yes, that is 100% true that whatever personal stuff we keep in our car which we think it’s super safe tends to be the opposite now. Are we all aware that buying extra add-on is extremely important as buying car insurance? Because how much the comprehensive car insurance protects our car from theft it does not protect our personal belongings. And to include them into your coverage ensure you buy loss of personal belongings add-on to cover the cost of belongings like laptops, mobile phones, clothes, cameras, Telescopes, musical instruments, portable equipment, etc.
What is not covered?
- Drugs
- Borrowed cars
- Credit / Debit cards
- Important Documents
- Wheelchairs
- Hearing aids
- Contact lenses
- Prosthetics
- Sports equipment
- Cash / Currency notes
- Jewellery and Valuables (Gold, Diamond, Silver, Platinum, etc)
- Airline Tickets
Claim Settlement Process:
- Inform about the incident within 24 hours to the Company and intimate the claim.
- While intimating the claim, provide the requisite information like
- Your name
- Contact details
- Policy number
- Date and Time of loss
- Location of loss
- File an FIR and get a copy for the same.
Documents Required for Claim Settlement Process:
- Duly filled and signed claim form.
- Copy of the FIR report.
- Final Investigation Report by the police.
- Original Invoice and receipts of the claim
- Property irregularity report.
