Key Features

• Attractive high assured sum rebate
• Insurance cost reduces as liabilities decrease
• Alter frequency of premium payment

Benefits

• Death benefit

Assured sum is provided to the nominee in case of death of the life insured.

• Joint benefit

The benefit is payable on each life insured. On death of one holder the policy continues to be in action but with a reduced premium.

Am I eligible?

PARAMETER	MINIMUM	MAXIMUM
ENTRY AGE	18	60
MATURITY AGE	28	65
SUM ASSURED	3,00,000	NO LIMIT
POLICY TERM	10	25
PAYMENT TERMS	YEARLY, HALF YEARLY, MONTHLY

What if?

• I am unable to pay on time

A grace period is provided based on the payment frequency. The policy is continued if you make the payment within the time period else the policy is terminated.

• I stop the payment

The policy is lapsed. Death or paid up benefits are not availed.

• I wish to take a loan

Loan options are not available in this policy.

Exclusions

• If the life assured commits suicide within one year from the commencement of risk the contract of insurance is terminated by providing 80% of the paid up premiums.