Key Features

• Maturity and death benefit of 115% of the sum assured
• Choice of 2 policy terms of 15 and 17 years
• More value for money with high sum assured rebate

Benefits

• Maturity benefit

On payment of all due premium, you will receive 115% of your sum as maturity benefit.

• Death benefit

Assured sum with accrued guaranteed additions is provided to the nominee in case of death of the life insured.

Am I eligible?

PARAMETER	MINIMUM	MAXIMUM
ENTRY AGE	1	60
POLICY TERM	15	17
AGE OF MATURITY	18	75
SUM ASSURED	1,00,000	NO LIMIT
PREMIUM PAYEMENT TERM	POLICY TERM SELECTED MINUS 5 YEARS
PAYMENT TERMS	YEARLY, HALF YEARLY, QUARTERLY, MONTHLY

What if?

• I am unable to pay on time

If the policy holder stops paying the premium, then all benefits of the policy will stop after the grace period ends. The policy can be reinstated within 2 policy years from the date of discontinuance after paying all the unpaid premiums.

• I stop the payment

If minimum of 3 years premium is paid for a policy of term then the policy will be converted to paid up policy else the policy is lapsed.

• I wish to take a loan

Loan facility is available under this policy up to 90% of the Surrender Value under the Plan if at least 3 years full premium has been paid.

Exclusions

• If the life assured commits suicide, whether sane or insane, the Company’s liability shall be limited to the extent of:

If the date of death is 1 year from the date of commencement of risk, 80% of the premium paid

If the date of death is 1 year from the date of the latest revival, higher of 80% of the premiums paid less survival benefits paid till date of death and Surrender Value on the date of death