Key Features

• Guaranteed Money Back of up to 315% of Guaranteed Maturity Benefit
• Option of regular and limited premium payment term

Benefits

• Death benefit

Assured sum with any applicable bonus is provided to the nominee in case of death of the life insured.

• Maturity benefit

On payment of all due premium, you will receive the sum assured and the Guaranteed additions as maturity benefit.

Add-ons

• Rider benefit

Bajaj Allianz Accidental Death benefit

Bajaj Allianz Accidental Permanent Total/Partial Disability benefit

Bajaj Allianz Critical illness benefit

Bajaj Allianz Family Income benefit

Bajaj Allianz Waiver of Premium benefit

Am I eligible?

PARAMETER	MINIMUM	MAXIMUM
ENTRY AGE	0	55
POLICY TERM	15	30
PREMIUM PAYEMENT TERM	7	10
AGE OF MATURITY	18	70
SUM ASSURED	5,00,000	NO LIMIT
PAYMENT TERMS	YEARLY, HALF YEARLY, QUARTERLY, MONTHLY

What if?

• I am unable to pay on time

If the policy holder stops paying the premium, then all benefits of the policy will stop after the grace period ends. The policy can be reinstated within 2 policy years from the date of discontinuance after paying all the unpaid premiums.

• I stop the payment

For a policy of term less than 10 years and if premium is paid for 1 year or for a term of more than 10 years and if premium is paid for 2 years then a percentage of paid amount is returned to the policy holder else the policy is lapsed.

• I wish to take a loan

Loan facility is available under this policy up to 90% of the Surrender Value under the Plan.

Exclusions

• If the life assured commits suicide, whether sane or insane, the Company’s liability shall be limited to the extent of:

If the date of death is 1 year from the date of commencement of risk, 80% of the premium paid

If the date of death is 1 year from the date of the latest revival, higher of 80% of the premiums paid less survival benefits paid till date of death and Surrender Value on the date of death