Aegon Life Regular Money Back Insurance Plan.

This plan provides money at regular intervals for important milestones. Plus, you have the ease of paying premium for a limited period. Aegon Life’s Regular Money Back Insurance Plan provides you guaranteed payouts for 10 years and a lifecover beyond the Premium Payment Term.

Key Features

  • Guaranteed Payouts for 10 years.
  • Increase in benefit amount every year by bonus accrual.
  • Choice of Premium Payment Terms to match your fi¬nancial needs
  • Loan available for meeting unplanned fi¬nancial requirements.
  • Option of additional benefit upon Disability.


  • Maturity Benefit
On Survival till the end of the Policy Term and provided all due Premiums have been paid, the following amounts will be paid.
1) Accrued Reversionary Bonus, plus
2) Terminal Bonus, if any
  • Death Benefit
In case of an unfortunate demise of the Life Assured, the nominee receives highest of Sum Assured or Fund Value or 105% of all the premiums paid. In case a Top-Up fund exists, higher of Top-Up Sum Assured or Top-Up Fund Value will also be paid. The Policy terminates thereafter
  • Tax benefit
The Premium(s) paid by you are eligible for tax benefit available under the provisions of Section(s) 80C, 80 CCC (1), 80D, 10(10D) as applicable.

Am I eligible?

ENTRY AGE 7 days 55 years
MATURITY AGE - 75 years last birthday
SUM ASSURED Will depend on the age of the Life Assured, Premium Payment Term opted and the Premium amount.
PREMIUM PAYMENT TERM Single pay/ 7 years/ 10 years
POLICY TERM 20 years
PAYMENT MODE Yearly, Half-yearly, Monthly

What if?

I am unable to pay on time

  • A grace period is provided based on the payment frequency. The policy is continued if you make the payment within the time period else the policy is lapsed.

I stop the payment

  • On the completion of the grace period the policy will get lapsed and the benefits cannot be claimed on the death of the life insured.

I wish to take a loan

  • Loan options are available for this policy


Suicide Benefit

  • In case of death of the Life Assured due to suicide within 12 months from the date of commencement of risk or from the date of revival of the policy, the nominee or beneficiary shall be entitled to the Fund Value, as available on the date of death. Any charges recovered subsequent to the date of death of the Life Assured shall be paid-back to the nominee or beneficiary along with the death benefit.